{
    "category": {
        "name": "Money & Adulting",
        "description": "Where every paycheck is already claimed, budgeting is a coping mechanism, and financial stability is a myth.",
        "keywords": [
            "money problems",
            "adulting struggle",
            "rent due memes",
            "broke life",
            "budget chaos",
            "debt humor",
            "bill anxiety",
            "living paycheck to paycheck",
            "unexpected expenses",
            "subscription regrets"
        ],
        "subcategories": [
            {
                "name": "Rent & Bills Struggles",
                "description": "They show up on time, every time — unlike your financial confidence.",
                "meme_angles": [
                    "Bills don’t care about feelings",
                    "Rent due on broke mode",
                    "Getting paid just to pay it back",
                    "Bill collector jump scare",
                    "Late fee life"
                ],
                "keywords": ["rent due", "bill cycle", "utility pain", "auto-debit regret", "financial panic"],
                "sample_captions": [
                    "POV: Just got paid. Also me: Rent, bills, food, and depression.",
                    "Me opening my bank app knowing full well it's giving ✨ trauma ✨.",
                    "Rent: due. Bills: stacked. Me: living like it's optional."
                ]
            },
            {
                "name": "Budgeting Gone Wrong",
                "description": "You tried to be responsible. The $6 coffee said otherwise.",
                "meme_angles": [
                    "Impulse buying sabotages everything",
                    "Spreadsheet optimism vs. real life",
                    "Budget until payday fails",
                    "Emotional spending",
                    "Splurging while broke"
                ],
                "keywords": ["budget failure", "bad at saving", "overdraft humor", "guilty purchases", "money coping"],
                "sample_captions": [
                    "Budget: $20/week on extras. Me: Spent $19.75 on boba.",
                    "Why does 'just one little treat' always cost $47.36?",
                    "Budgeting is easy — until life happens, and so does DoorDash."
                ]
            },
            {
                "name": "Debt & Loans",
                "description": "You don’t own your life — your student loan company does.",
                "meme_angles": ["Student loan PTSD", "Credit card regrets", "Interest rate horror", "Minimum payment delusion", "Debt denial mode"],
                "keywords": ["loan memes", "student debt", "credit card jokes", "debt humor", "financial ruin culture"],
                "sample_captions": [
                    "POV: Your student loans outlived your last 3 relationships.",
                    "Credit card: approved. Brain: denied.",
                    "Debt collectors really got that ‘don’t forget me’ energy."
                ]
            },
            {
                "name": "Unexpected Expenses",
                "description": "Car broke. Laptop died. And somehow the fridge joined in.",
                "meme_angles": [
                    "Life throws bills for fun",
                    "Nothing breaks when you're rich",
                    "Savings wiped in one day",
                    "Emergency funds who?",
                    "Surprise! It’s another financial crisis"
                ],
                "keywords": ["money emergency", "unexpected costs", "financial instability", "broke life realism", "emergency fund humor"],
                "sample_captions": [
                    "POV: You saved $100 and life said: 'Let me hold that real quick.'",
                    "Nothing humbles you like your car breaking down on payday.",
                    "Every time I get ahead, life hits me with an ‘oops’ expense."
                ]
            }
        ]
    }
}
